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Thinking Of Changing Health Insurance Companies? Then This Article Is Just For You

Mary is one of those strong independent women that will not settle for less. She is always looking for the best options and competitive prices. That is why Mary is already thinking of getting a new Health Insurance plan for 2017. While most Americans (42%-48%) get their insurance policies through their jobs, Mary buys her insurance through the Health Marketplace. That...

Mary is one of those strong in...

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Think You Can Drop Your Supplemental Medical Coverage And Return Later? Think Twice

With the upcoming Medicare Open Enrollment (October 15 to December 7) many beneficiaries are re-evaluating their current policy. Whether it adapts to their financial and health needs will make them change or update. For example, some people drop their Medicare Advantage plans (MA plans) and return to Traditional Medicare. They would then buy a Standalone Prescription Drug Plan (Part D) to...

With the upcoming Medicare Ope...

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What Counts As Minimum Essential Coverage And What Doesn’t

In 2016, any individuals or families with incomes under $83,400 will have to pay a flat dollar penalty (up to $2085 per household) for not having minimum essential coverage. Minimum essential coverage includes government, private, and job-based insurance. The term was introduced and approved with The Affordable Care Act along with the Shared Responsibility For Health Care. Sorry, there is no point...

In 2016, any individuals or fa...

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Nothing Lasts Forever: When To Get Short Term Health Insurance

Carlos has always liked things that last. From durable brick cell-phones, to that particular bread brand that seems to last a couple of days more in the refrigerator. He even cares about maintain a long-term relationship! (Even though Julia can be quite bossy). And of course, as you might have guessed, Carlos is one of those guys who would never get a...

Carlos has always liked things...

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Top 5 Reasons To Buy Health Insurance In 2017

It does not matter if you are tall, short, young or old. Today seems like no one can afford not to have an Insurance policy. Let’s do a quick recap: Economy? A mess Cost of your typical surgery? Through the roof Probability of getting ill with America’s current diet? Supersized high   Still, people choose not to have a Health Insurance Plan because of some...

It does not matter if you are ...

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When Insured Is Not Enough: 4 Things Elders Can Do To Live Longer And Better

Nowadays, having a Health Insurance Plan is like having a safety net when walking the tightrope. The safety net sole purpose is to protect you in case you trip and fall. It is necessary (and quite useful) if you want to live long enough to join a famous circus. But, what is the point of having an Insurance plan when you...

Nowadays, having a Health Insu...

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The Reason Why Your Vasectomy Isn’t Covered By Your Health Insurance Plan

Ever since Obamacare went into effect, female contraceptives are available for every woman with: An insurance plan An employer plan   Medicaid/CHIP. From 18 FDA approved contraceptives, women can bet their high heels and shoes on getting at least one contraceptive method for free (no coinsurance, no copayment). But when it comes to men, the story is completely different. The thing...

Ever since Obamacare went into...

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Give Me 5 Minutes And I Will Tell You How To Get Free Birth Control

Ana is a 22 ambitious young woman with a bright future. While she gets her degree in Business Administration, she works a part time job to finance her new startup. Still, and somehow, she manages to maintain her 5 years relationship with Tony, who is secretly gathering courage –and money- to put a ring on her. Ana has plans, just like...

Ana is a 22 ambitious young wo...

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Should Undocumented Immigrants Have Access To Health Insurance? California Says Ye

In the last months –and thanks to one of our boastful presidential candidates- you can expect to hear the words “undocumented” and “immigrants” in not so friendly speeches, and mostly, in an indiscriminate and dehumanizing manner. It is almost, as if these so called immigrants were not humans with actual needs, just like you and me. Let’s see, you need food,...

In the last months –and than...

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